fee are those small amount we see and say it's small don't care... yea they are small in themself but toghter with all the other small amount like it it's big.
interact fee 0.30$, ok 3 times each days 350$/years that's no longer small.
similar for interest on credit card and all other fee consolidate them and replace them. bankinf fee, credit card, investment and many other fee can be reduce significantly
for more information about reducing fee:
How to reduce fee
Cutting fee is easier then cutting expense.
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